Payment Methods and Fees

Currently we have four payment methods. Please be aware that there are processing fees which vary for each payment method.

The processing fees vary with the size of the payment


PayPal is the most flexible method for those who are overseas or who do not have credit cards but has the highest fees (aprox 3.6%).  You can sign up for a new PayPal account here

For the $540 RPL payment the PayPal processing fee is $20.

Pin Payments

Pin Payments accepts credit and debit cards with a Mastercard or Visa logo as well as American Express. They have lower charges for Australian Cards (from 1.4%-1.75%).

The Pin Payments processing fee (since 1 November 2018) for the $540 RPL  is $12.

PIN Payments is a secure on-line payment gateway  based in Australia and is our preferred method of payment for Australian cards.  It accepts both local and international Mastercard and Visa credit cards and debit cards.  We do not store any credit card information on this website.

Stripe logo

Stripe Online Payments

Stripe accepts debit and credit cards from  Visa, Mastercard and American Express from all around the world.  Their processing charges are slightly lower than PayPal (2.9% for international cards)

The Stripe payments fee for the $540 RPL is $15.

Stripe payments is an alternative secure on-line payment gateway which we are recommending for international cards. It accepts both local and international Mastercard, Visa and American Express credit cards and debit cards.  We do not store any credit card information on this website.

Direct Bank Transfer (Australian Banks only)

We do not charge a processing fee for direct bank transfers and there are usually no bank fees when using internet banking for bank to bank transfer within Australia.Check about bank fees with your bank first!

TransferWise logo

For overseas applicants we now recommend TransferWise for direct transfers.  They have a fair exchange rate with no hidden fees and you can see the small transfer fee up front.

You can send money to and from these currencies (we only accept payments in $AUD)

We do not charge a processing fee but you will pay a small up front fee to TransferWise.

To find out more go to this link

TransferWise how to:

How to send money from EUR to AUD.

1. Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2. Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3. Add recipient’s bank details.

Fill in the details of your recipient’s bank account. If you don’t know their details, we can request them for you.

4. Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5. Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

6. That’s it.

We’ll handle the rest. You can track your transfer in your account, and we’ll tell your recipient it’s coming.

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